Know which homes are actually worth visiting.
You bring any Finnish listing, and we go through it like your own agent: we weigh it against your budget and life, surface the hidden costs and housing-company risks, and tell you what to check before you view.
Free to try. No listing portals contacted — every detail comes from you.
Our story
Why we built KotioAI
When we were hunting for our first home together, we drowned in manager's certificates, cryptic terms and hidden costs. We built KotioAI so you wouldn't have to.
See KotioAI in action
A short look at adding a listing and reading the buyer-agent verdict.
Demo video coming soon
How it works
Three steps from listing to decision
Add a listing
Paste a link, drop a PDF, snap a screenshot, or use the one-click bookmarklet. The data comes from your device.
We go through it
We weigh the home against what you're after and the rules of Finnish home-buying, and explain the risks in plain language — no jargon.
Decide with confidence
See the true monthly cost, the questions to ask, and whether it's worth half a day to visit.
What you get
Your buyer's agent, for every listing
Add listings any way
Screenshot, PDF, link or bookmarklet — KotioAI reads the price, size, fees and details for you.
AI buyer-agent verdict
An honest read on fit and risk — and a straight call on whether it's worth going to see. No listing-copy optimism.
True cost of ownership
Hoitovastike, rahoitusvastike, debt share and financing rolled into a real monthly figure.
Document analysis
Upload the isännöitsijäntodistus, PTS or financials and get the risks explained in plain terms.
Shared workspaces
Search together with your partner — same listings and notes, separate logins. No shared password.
Built for Finland
Putkiremontti, vuokratontti, asumisoikeus and the rest of Finland's quirks — KotioAI knows them like a seasoned buyer's agent and surfaces what actually matters here.
Your search stays yours
KotioAI never connects to listing portals. Every listing detail comes from you — a link, a PDF, a screenshot, or the bookmarklet running in your own browser. Your homes, ratings and documents are private to your workspace.
- •We don't scrape or contact Oikotie, Etuovi or any portal.
- •Your data isn't sold or shared; delete your account any time.
- •Passwords are encrypted; documents are analysed for you, not stored for others.
Questions
Good to know
Does KotioAI work with Oikotie and Etuovi listings?
Yes — you bring the listing (link, PDF, screenshot or the bookmarklet) and KotioAI reads it. It never connects to the portals itself.
Do I need an account to try it?
You can explore as a guest. Create a free account when you want to save listings and search across devices.
Is my data private?
Yes. Listing details come from your device, your workspace is private, and you can delete your account and data whenever you like.
Can my partner and I use it together?
Yes — create a workspace and share an invite code. You each have your own login but see the same shortlist.
Find your home with an agent on your side
Add your first listing and see the verdict in under a minute.
Get started free